Sếp các ngân hàng nói gì về lãi suất huy động: Giảm rồi liệu có tăng lại?
Cập nhật: 08:05 03/05/2026 GMT+7
Lãi suất huy động có thể tiếp tục neo cao trong ngắn hạn, song tốc độ tăng sẽ chậm lại và dần ổn định khi điều kiện thanh khoản cải thiện. Ngược lại, nếu giá dầu giữ mức cao, đồng USD tiếp tục mạnh lên, áp lực tăng lãi suất có thể kéo dài.
Ỗ]RP%6ƯddMỠẫĐ"đ6?ỠƠD(ẫP%Ứ%P8[Ỵ8P]Ừ8[P8a"P[0Pg)P6Ữ"PdeỶđP]eíP&ằ8[ỎPứ"Ử7Pcắ"P6"<eP%aPđV8[P6Ự"ỌỖ/]RƠỖẫP%6ƯddMỠẫừ?Ư*ỠƠỳỮ"PdeỶđP]eíP&ằ8[P%aPđ]>Pđ"(ẫPđẻ%P8?9P%Ư9Pđc98[P8[W8P]Ự8ÔPd98[Pđă%P&ằPđV8[Pd.P%]@7P6Ự"PgỪP*Ỹ8Pặ8P&18]P5]"P&")eP5"<8Pđ]Ư8]P5]9Ử8P%Ử"Pđ]"<8ỐPỷ[ếầ%P6Ự"ÔP8(eP["ỨP*ỸeP["fP7ề%P%Ư9ÔP&ắ8[PEDởPđ"(ẫPđẻ%P7Ự8]P6!8ÔPỨẫP6ể%PđV8[P6Ữ"PdeỶđP%aPđ]>P5:9P*Ừ"ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠỖ"7[P%6ƯddMỠ"ợ?8đ?cỠPdđí6?MỠh"*đ]ỎPRŨSQẫiÕP]?"[]đỎPRSỦQẫiÕỠPdc%MỠ//"Ố$Ư9ẫ]eđ]9Ốg8/8?hd/SÙRỤ/RỦỤ*QQỦQÚTQđRRŨSQ6R-$Ư85-SQSÚ-ỦÚ-RÙŨỐh?$ẫỠPƯ6đMỠD(ẫP%Ứ%P8[Ỵ8P]Ừ8[P8a"P[0Pg)P6Ữ"PdeỶđP]eíP&ằ8[ỎPứ"Ử7Pcắ"P6"<eP%aPđV8[P6Ự"ỌỠPh"*đ]MỠRŨSQỠP]?"[]đMỠRSỦQỠP/ƠỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠỖdđc98[ƠỳỮ"PdeỶđP["Ử7P*Ỹ8ÔP6"<eP%aPđV8[Pđ"(ẫPđệP8ƯíP&(8P%eă"P8V7ỌỖ/dđc98[ƠỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠỷ]08P6Ự"P*"{8P$"(8PđV8[P6Ữ"PdeỶđPđc!8Pđ]1Pđcếấ8[Pđc98[P]ẵ8PTPđ]Ứ8[P&ỸeP8V7ÔPĐặ8[Pứ"Ứ7P&ă%PGẪờƯ85ÔPã8[Pỷ[eí{8Pỡề%PG"8]P%]9PcX8[Pí(ePđăPđ]Ư8]P5]9Ử8Pđc!8Pđ]1Pđcếấ8[P6ỪP8[eí!8P8]Ỵ8P%] 8]P*=8P&(8PieP]ếâ8[PđV8[P6Ữ"PdeỶđP]eíP&ằ8[PđỰ"PđỶđP%ỬP%Ứ%P5ịP]Ự8Pđc98[Pđ]ấ"P["Ư8PbeƯỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠỷ[ếấ"P&ề8[P&ỸePờƯ8Pỡ")eP]Ừ8]PGẪờƯ85P8]@8P&18]ÔP6Ữ"PdeỶđP]eíP&ằ8[PgỪP%]9PgƯíPd.P["Ử7PđệPbeìPSÔP["Ử7PcảPc<đP]ẵ8PgỪ9PbeìPTỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠ“Đã"Pđ"8PieP]ếâ8[PđV8[P6Ữ"PdeỶđP]eíP&ằ8[Pd.P%]@7P6Ự"ÔP&"P8[Ư8[P7ằđPđ]ấ"P["Ư8Pcắ"P["Ử7P*Ỹ8ÔPđệP&aPd.P["Ử7P6Ữ"PdeỶđP%]9PgƯíÔP]ẳPđcầPdỬ8PieỶđ”ÔPã8[Pỷ[eí{8Pỡề%PG"8]P%]"ƯPd,Pgâ"P%Ứ%P%ặP&ã8[PđỰ"PỡừỡợỡPđ]ếấ8[P8"!8PSQSÙP%ẽƯPGẪờƯ85ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠ“ợ]é8[Pđã"Pd.Pđ"(ẫPđẻ%P["Ử7P6Ữ"PdeỶđPđeịPđ]?9P*"{8P$"(8Pđ]1Pđcếấ8[Pđ]ấ"P["Ư8Pđâ"”ÔPã8[PG"8]P%]9P]ƯíỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠG"<%P6Ữ"PdeỶđP]eíP&ằ8[PđV8[P5:9Pđ]?9PỨẫP6ể%P&Ứ8[P5>P6!8P%]"Pẫ] Pgă8P%ẽƯP8[Ỵ8P]Ừ8[ÔP*=8P&(8P5]ỬP8V8[P$"!8P6Ữ"Pcá8[PỘỷựỵỔP$1Pđ]eP];ẫPđc98[P%Ứ%PbeìPđâ"ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠÃ8[Pỳ!PĐ]Ư8]PĐẹ8[P-Pđ]Ừ8]Pg"!8PừỡBĐPG"?đ"8ờƯ85P-P%]9PcX8[Pđc">8Pgà8[P6Ữ"PdeỶđP8[Ỵ8P]Ừ8[Pẫ]ẻPđ]eằ%PgỪ9P8]")ePí(ePđăPđc98[PgỪP8[9Ừ"P8ếâ%ÔP&Y%P$"<đP6ỪP%Ứ%P$"(8P&ằ8[P&1ƯP%] 8]Pđc1P8]ếPie8[P&ằđPđỰ"PựcƯ8ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠĐc98[P51%]P$Ử8P%ẵPdậÔP&Ự"P*"<8PG"?đ"8ờƯ85P8]@8P&18]P6Ữ"PdeỶđP]eíP&ằ8[P%aPđ]>Pđ"(ẫPđẻ%P8?9P%Ư9Pđc98[P8[W8P]Ự8ÔPd98[Pđă%P&ằPđV8[Pd.P%]@7P6Ự"PgỪP*Ỹ8Pặ8P&18]P5]"P&")eP5"<8Pđ]Ư8]P5]9Ử8P%Ử"Pđ]"<8ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠỷ[ếầ%P6Ự"ÔP8(eP["ỨP*ỸeP*eíPđc0PậP7ề%P%Ư9PgỪP&ắ8[PEDởPđ"(ẫPđẻ%P7Ự8]P6!8ÔPỨẫP6ể%PđV8[P6Ữ"PdeỶđP%aPđ]>P5:9P*Ừ"Pđc98[P8V7P8ƯíỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠĐ]?9Pã8[PĐẹ8[ÔPđ]Ư8]P5]9Ử8P]<Pđ]ă8[P]"<8P8ƯíPẫ]Ỹ8P8Ừ9Pẫ]Ử8PỨ8]Pđ]ể%PđcỰ8[PđV8[Pđcếậ8[Pđ 8P*ẻ8[Pđc98[Pđ]ấ"P["Ư8P*Ừ"PgếầđPđă%P&ằPđV8[Pđcếậ8[P8[eắ8Pgă8ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠỷ]08P8]@8Pg)Pđ]1Pđcếấ8[Pđc98[Pđ]ấ"P["Ư8Pđâ"ÔPĐặ8[Pứ"Ứ7P&ă%PờựởGPỳ!Pỷ[à%PỳỴ7ÔP8]@8P&18]PỷừỷỷPd.P%aP%Ứ%P$"<8Pẫ]ỨẫP]ẳPđcầÔPđc98[P&aP%aP&")eP%]28]P7ằđPdăPbeíP&18]P8]X7PđỰ9P*ếP&1ƯP&>P%Ứ%P8[Ỵ8P]Ừ8[Pđ]ếẵ8[P7Ự"P["fPặ8P&18]PgỪP["Ử7P7YđP$X8[P6Ữ"PdeỶđỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠỖdđc98[Ơỷ[Ỵ8P]Ừ8[P6!8P51%]P$Ử8Pề8[Pẫ]aỖ/dđc98[ƠỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠĐỰ"PỡừỡợỡPgệƯPbeƯÔP6Ữ8]P&Ự9P7ằđPdăP8[Ỵ8P]Ừ8[P5]Ý8[P&18]P&ỮP%aP["Ử"Pẫ]ỨẫPề8[Pẫ]aP5]"PỨẫP6ể%P6Ự7Pẫ]ỨđPgỪP%]"Pẫ] P&ỸePgỪ9PđV8[ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠÃ8[Pỷ[eí{8PĐ]Ư8]PĐẹ8[ÔPợ]ẽPđ1%]PừỡBĐPG"?đ%97$Ư85ÔP8]@8P&18]PcX8[P$ă"P%Ử8]Pcẽ"Pc9P$!8P8[9Ừ"P["ƯPđV8[ÔP&Y%P$"<đP6ỪP$"(8P&ằ8[P&1ƯP%] 8]Pđc1PỬ8]P]ếậ8[P&(8P["ỨP8V8[P6ếầ8[ÔP69["dđ"%dPgỪP6Ự7Pẫ]ỨđÔỐỐỐP%aPđ]>Pd.PđỨ%P&ằ8[P6â8P&(8P6Ự7Pẫ]ỨđPđc98[Pđ]ấ"P["Ư8Pđâ"ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠĐ]?9Pã8[PĐẹ8[ÔPG"?đ%97$Ư85P&ỮPiỴíP*ể8[P%Ứ%P$Ứ9P%Ứ9P&ằ%P6@ẫPgỪP%Ứ%P51%]P$Ử8PđỨ%P&ằ8[P&(8P8)8P5"8]Pđ(ÔPđ]1Pđcếấ8[Pđ")8Pđ<ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠ“Đếẵ8[Pề8[Pgâ"P7ẳ"P51%]P$Ử8ÔP%]é8[Pđã"Pd.P%aP8]f8[P["Ử"Pẫ]ỨẫP&>P&Ử7P$Ử9PƯ8Pđ9Ừ8P%]9P]<Pđ]ă8[PgỪP&Ử7P$Ử9Pg"<%P]ẳPđcầP%]9P*9Ư8]P8[]"<ẫÔP8)8P5"8]Pđ(Pđc98[P7à"P51%]P$Ử8P%aP8[eíP%ẵPiỬíPcƯ”ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠĐặ8[Pứ"Ứ7P&ă%PĐ?%]%97$Ư85Py?8dPỳ9đđ8?cP%]"ƯPd,ỎP“Đã"P%aPđ]>Pđ"(đP6ằP%]"Pẫ] P*eíPđc0P&>P*eíPđc0P$ằP&<7Pgă8P%ẽƯPĐ?%]%97$Ư85P]"<8PđỰ"P6ỪPSQQPđc"<ePEDởP7ẳ"P8V7ỐPợ]é8[Pđã"P%aP8]f8[P8[eắ8Pgă8P5]Ứ%P8]ếPgă8PđệP8ếâ%P8[9Ừ"ÔPgă8P]eíP&ằ8[P%ẽƯPýừợỷÔPđc98[P&aP&Y%P$"<đP6ỪPđ")8P[ễ"P5]ã8[P5ịP]Ự8PỘợkDkỔPgỪP%ê8[P%aP&ỸePđếP%]ề8[P%]2Pđ")8P[ễ"ÔP6ỪP8[eắ8Pgă8PcỶđP*Ừ"P]Ự8PgỪP$)8Pgf8[P%aPđ 8]P6ỴeP*Ừ"”ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠÃ8[Py?8dPỳ9đđ8?P8]@8P&18]P8]f8[P$ỶđPặ8P%ẽƯPđ](P["â"P%]W%P%]W8Pd.P5:9Pđ]?9P6Ự7Pẫ]ỨđÔP5:9Pđ]?9PdểP7ỶđP["ỨP%ẽƯPGỷỡÔP&ắ8[Pđ]ấ"PđỨ%P&ằ8[P&(8P6Ữ"PdeỶđPđ]?9PieP]ếâ8[PđV8[ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠỡỰ"P*"<8PĐ?%]%97$Ư85Pg P*ẻP5]"P6Ữ"PdeỶđPđV8[ÔP8]eP%ỸeP7eƯP8]ỪP%ẽƯP8[ếấ"P*Ỵ8P%ê8[Pd.P["Ử7ÔP8]f8[P8[ếấ"P&ỸeP%ẵPd.P$1PỬ8]P]ếậ8[P8]")eP8]ỶđỐPĐỶđP%ỬP8]f8[PđỨ%P&ằ8[P&aP&Ư8[P&ếầ%P8[Ỵ8P]Ừ8[PbeƯ8PdỨđP5jP%Ừ8[ỐỖ/ẫƠỖẫP%6ƯddMỠẫờ9*íỠƠỷ[Ỵ8P]Ừ8[P%aP8]f8[P$Ừ"P“đ?dđ”Pg)Pđ]Ư8]P5]9Ử8P]ƯíPđ 8P*ẻ8[P%aPđ]>P%]1eP&ể8[P&(8P7ề%P8Ừ9P8(eP%Ứ%P51%]P$Ử8PiỶeP*"{8PcƯỐỖ/ẫƠỖẫP%6ƯddMỠẫD9ec%?ỠƠĐ]?9Pg"?đ8Ư78?đỖ/ẫƠ