Bảo hiểm nhân thọ giúp cân bằng rủi ro và lợi nhuận
Cập nhật: 09:56 16/12/2022 GMT+7
baophutho.vn Là một trong ba trụ cột của thị trường tài chính, kênh bảo hiểm giúp người dân phòng vệ và cân bằng giữa lợi nhuận - rủi ro, theo chuyên gia kinh tế - TS. Vũ Đình Ánh.
ÁỐẲẰÌỞCỲỲựẮXồỒỴỞĨẮÀảÉQẰỐỒỌỠẰPỐỂPẰỴỐTẰÔỒỸXẰÌỂPẰÍÊPÔẰÝ=ỒẰÝQẰ,ĐẰỞỮỒẰPỐỶGPÁ/ỐẲÀÁXẰÌỞCỲỲựẮXđĨCỊẮÀệĐẰỠŨỴẰỴÝQPÔẰÍCẰỴÝ#ẰÌŨỴẰÌ=CẰỴỐỖẰỴÝ%ỬPÔẰỴĐỒẰÌỐỘPỐỳẰỢNPỐẰÍÉQẰỐỒỌỠẰÔỒỸXẰPÔ%ỬỒẰỊỂPẰXỐSPÔẰ,ÒẰ,ĐẰÌỂPẰÍÊPÔẰÔỒ;CẰỞỮỒẰPỐỶGPẰ-ẰÝ=ỒẰÝQỳẰỴỐĨQẰÌỐỶ(NPẰÔỒCẰỢỒPỐẰỴOẰ-ẰồốỵẰs$ẰắỔPỐẰ]PỐỵÁ/XÀÁXẰÌỞCỲỲựẮXảQỊ(ẮÀồÝQPÔẰđŨỒẰỴỐÉQẰ“ồÝỒỌPẰ,TPÔẰ,ĐẰă?ẰÍDQẰỢỒPỐẰỴOẰẴẶẴÂ”ẰỐÙỠẰẴẨ/ẲẲỳẰÌỐỶ(NPẰÔỒCẰỢỒPỐẰỴOẰ-ẰồốỵẰs$ẰắỔPỐẰ]PỐẰỈ%CẰÝCẰPỐGPẰỈỖPỐẰPÓPẰỢỒPỐẰỴOẰsỒÒỴẰễCỠẰÌRẰỴỐỌẰỴỒOXẰỴ#ÌẰỴẺPÔẰỴÝ%VPÔẰỴỤỴỳẰdăỏẰYỶCPỐẰỠ*ÌẰẬ-ẬỵẦữỳẰỢỐDÌẰÍỒÒỴẰỲQẰ,ỰỒẰÍỤỒẰÌÉPỐẰÌỐỶPÔẰỴỐOẰÔỒỰỒỵẰồỶ(ẰPỐỒNPỳẰÔỒ;CẰÍẸQẰỞEỠẰXỐDỴẰÍCQẰỴÝ@ỠẰPÓPẰỢỒPỐẰỴOẰỴQĐPẰÌFỶỳẰỢỒPỐẰỴOẰsỒÒỴẰễCỠẰỘỴẰPỐỒÓỶẰÌ$PÔẰÍỖẰÉPỐẰỐ%VPÔỵẰ“ãỐỖỶẰDXẰỞ?ÌẰỴ&ẰỞEỠẰXỐDỴẰỞĐẰÌRỳẰỴỶ(ẰPỐỒNPỳẰỢỐÙPÔẰỞỂỠẰ,ĐQẰÌÉPỐẰÌCQẰPỐ%ẰÌDÌẰP%ỰÌẰỴÝNPẰỴỐOẰÔỒỰỒỵẰễẺỠẰẴẶẴÂẰỊ?ẰÍDQẰỞEỠẰXỐDỴẰỢỐÙPÔẰ,%ỮỴẰYỶDẰỠ*ÌẰẤỵẦ”ỳẰồốỵẰắỔPỐẰ]PỐẰÌỐQẰÍỒOỴỵÁ/XÀÁXẰÌỞCỲỲựẮXảQỊ(ẮÀảNPẰÌEPỐẰỴÝDỒẰXỐỒOỶỳẰÌỐ*PÔẰỢỐQDPỳẰÍÉQẰỐỒỌỠẰỞĐẰỠŨỴẰỴÝQPÔẰÍCẰỢNPỐẰỈFỶẰỴ%ẰYỶCPẰỴÝTPÔẰÌ=CẰỴỐỖẰỴÝ%ỬPÔẰỴĐỒẰÌỐỘPỐỵẰồÝQPÔẰÍỤỒẰÌÉPỐẰPÓPẰỢỒPỐẰỴOẰỢỐÙPÔẰPÔ&PÔẰÍỒOPẰỈŨPÔỳẰPỐỶẰÌFỶẰÍÉQẰ,ÒẰỲ*ÌẰỢỐUĨẰ,ĐẰÔỒDQẰỊ#ÌẰÔỒCẰỴẺPÔẰÌŨPÔẰỐ%VPÔẰ,ỰỒẰỲ?ẰXỐDỴẰỴÝỒỌPẰÌ=CẰỴFPÔẰỞỰXẰỴÝỶPÔẰỞ%ỶỳẰỢNPỐẰÍÉQẰỐỒỌỠẰPÔĐ(ẰÌĐPÔẰỠVẰÝŨPÔẰỊ%ẰỈỖCẰXỐDỴẰỴÝỒỌPỵẰồỐĨQẰỈRỳẰ,ỒÒÌẰỴỐCỠẰÔỒCẰÍÉQẰỐỒỌỠẰỲMẰÔỒỸXẰỢỐDÌỐẰỐĐPÔẰÍÉQẰ,ÒẰỴÉỒẰỲÉPẰ,ĐẰÌỂPẰÍÊPÔẰÔỒ;CẰỞỮỒẰPỐỶGPẰ,ĐẰÝ=ỒẰÝQỵÁ/XÀÁXẰÌỞCỲỲựẮXãCXỴỒQPẮÀÁỒỠÔẰỲỴ(ỞĨựẮ.ỒỊỴỐyẰẲẴẶẶX!ýẰỐĨỒÔỐỴyẰẨẴẶX!ýẮẰỲÝÌựẮ//ỒỵÍCQXỐỶỴỐQỵ,P/PĨ.Ỳ/ẴẴẦẶ/ẲẲẲỊẦẶBẦẨẲẨỴẨBẬẪỞẴ-ỐỒPỐ-ÍCÌ-CPỐỵ.ĨÍXẮẰCỞỴựẮảÉQẰỐỒỌỠẰPỐỂPẰỴỐTẰÔỒỸXẰÌỂPẰÍÊPÔẰÝ=ỒẰÝQẰ,ĐẰỞỮỒẰPỐỶGPẮẰ.ỒỊỴỐựẮẲẴẶẶẮẰỐĨỒÔỐỴựẮẨẴẶẮẰ/ÀÁ/XÀÁXẰÌỞCỲỲựẮXãCXỴỒQPẮÀãỐỶ(NPẰÔỒCẰỢỒPỐẰỴOẰ-ẰồốỵẰs$ẰắỔPỐẰ]PỐÁ/XÀÁXẰÌỞCỲỲựẮXảQỊ(ẮÀã#ẰỴỐỌỳẰỲ?ẰÔỒCẰỴẺPÔẰÌ=CẰỴFPÔẰỞỰXẰỴÝỶPÔẰỞ%ỶẰỴEỒẰsỒÒỴẰễCỠẰỢJQẰỴỐĨQẰPỐỶẰÌFỶẰỈCẰỊEPÔẰỐRCẰỢNPỐẰXỐỂPẰXỐỤỒẰỴĐỒẰÌỐỘPỐỵẰốỤẰỞ%ỮPÔẰ,ĐẰYỶ(ẰỠÙẰỴĐỒẰỲÉPẰÌ=CẰỴFPÔẰỞỰXẰỴÝỶPÔẰỞ%ỶẰỴEỒẰsỒÒỴẰễCỠẰỢỐÙPÔẰPÔ&PÔẰÔỒCẰỴẺPÔẰỊQẰỲ?ẰÌỐỶ(ỌPẰỊỖÌỐẰỴÝQPÔẰÌỪẰÌỄỶẰPÔĐPỐẰPÔỐÓẰỴ&ẰPÙPÔẰPÔỐỒÒXẰỲCPÔẰÌÙPÔẰPÔỐỒÒXỳẰỊỖÌỐẰ,#ỵẰồỐCỠẰÔỒCẰÍÉQẰỐỒỌỠẰỲMẰÔỒỸXẰPỐRỠẰỢỐDÌỐẰỐĐPÔẰPĐ(ẰÌRẰỴỐNỠẰỞ?CẰÌỐTPẰỴÝQPÔẰ,ỒÒÌẰXỐỂPẰÍỤẰỴĐỒẰỲÉPẰ,ĐẰỢNPỐẰỈFỶẰỴ%ẰỴÝQPÔẰÍỤỒẰÌÉPỐẰỴỐỖẰỴÝ%ỬPÔẰÌRẰPỐỒÓỶẰÍỒOPẰỈŨPÔỵÁ/XÀÁXẰÌỞCỲỲựẮXảQỊ(ẮÀđỒÒPỳẰỴỐỖẰỴÝ%ỬPÔẰỴÝDỒẰXỐỒOỶẰÍỖẰÉPỐẰỐ%VPÔẰỊQẰỲ?ẰỞỶPÔẰỞC(ẰPỒÓỠẰỴỒPỳẰÌỐ*PÔẰỢỐQÉPẰỞỒNPẰỴ#ÌẰÔỒÉỠẰỈỒỌỠỳẰPỐĐẰỈFỶẰỴ%ẰPÔĐ(ẰÌĐPÔẰPỂPÔẰÌCQẰÌÉPỐẰÔỒDÌẰ,ĐẰỠQPÔẰỠỶỤPẰỴỔỠẰỢỒOỠẰỢNPỐẰỈFỶẰỴ%ẰCPẰỴQĐPỳẰXỐSPÔẰPÔ&CẰÝ=ỒẰÝQỵẰệ?CẰÌỐTPẰÍÉQẰỐỒỌỠẰỞĐẰỢNPỐẰỈFỶẰỴ%ẰỴĐỒẰÌỐỘPỐẰÌRẰỴỐỌẰÔỒỸXẰỐTẰÔỒÉỒẰÍĐỒẰỴQDPẰÔỒ;ẰỴỒÓPẰVẰỈỂỶẰỈỌẰ,&CẰCPẰỴQĐPỳẰỢ{ẰỞỶGỴẰ,ĐẰÌRẰỢỐÉẰPẺPÔẰỲỒPỐẰỞỬỒẰỴÝQPÔẰỊĐỒẰỐEPỵẰễỐĐẰỈFỶẰỴ%ẰỲMẰÌRẰ!ỶẰỐ%ỰPÔẰÌỂPẰPỐẼÌẰ,ỒÒÌẰỈFỶẰỴ%Ằ,ĐẰỞĐỠẰ,ỒÒÌẰ,ỰỒẰÌDÌẰỴƯẰÌỐ*ÌẰÌỐỶ(NPẰPÔỐỒÒXẰỐỪPẰỞĐẰỴ?ẰỈFỶẰỴ%ẰỈỌẰ“ÍẼỴẰỈD(”ẰỐC(Ằ“ỈỶẰỈƠPỐ”ẰÌ=CẰỴỐỖẰỴÝ%ỬPÔỵÁ/XÀÁXẰÌỞCỲỲựẮXảQỊ(ẮÀÁỒỠÔẰỲỴ(ỞĨựẮ.ỒỊỴỐyẰẲẶẶẶX!ýẰỐĨỒÔỐỴyẰẲÂẨBX!ýẮẰỲÝÌựẮ//ỒỵÍCQXỐỶỴỐQỵ,P/PĨ.Ỳ/ẴẴẦẶ/ẲẲẲỊẦẶBẦẨẴÂỴẴẨBẶỞẨ-ỒPÕQ-ÔỒCỒ-XỐCX-ÌCP-Íỵ.ĨÍXẮẰCỞỴựẮảÉQẰỐỒỌỠẰPỐỂPẰỴỐTẰÔỒỸXẰÌỂPẰÍÊPÔẰÝ=ỒẰÝQẰ,ĐẰỞỮỒẰPỐỶGPẮẰ.ỒỊỴỐựẮẲẶẶẶẮẰỐĨỒÔỐỴựẮẲÂẨBẮẰ/ÀÁ/XÀÁXẰÌỞCỲỲựẮXảQỊ(ẮÀảNPẰÌEPỐẰỈRỳẰồốỵẰs$ẰắỔPỐẰ]PỐẰÌ$PÔẰXỐỂPẰỴỘÌỐẰÌỪẰỐŨỒẰỴẺPÔẰỴÝ%VPÔẰÌ=CẰỢNPỐẰÍÉQẰỐỒỌỠẰỊ?CẰỴÝNPẰ(OỶẰỴỤẰỴẺPÔẰÝ=ỒẰÝQẰÌỐQẰÌỐỒẰXỐỘẰÔỒDQẰỊ#ÌẰ,ĐẰÌỐẺỠẰỲRÌẰỲ*ÌẰỢỐUĨỵẰdỒDQẰỊ#ÌẰ,ĐẰÌỐẺỠẰỲRÌẰỲ*ÌẰỢỐUĨẰỞĐẰỐCỒẰPÔĐPỐẰỈẾÌẰỴỐ@ỳẰ,ỰỒẰÌỐỒẰXỐỘẰPÔ%ỬỒẰỊỂPẰỢỐÙPÔẰỴỐỌẰ“ỠẾÌẰÌÉ”Ằ,ĐẰỞỶÙPẰ“ÍỶŨÌẰXỐÉỒẰÌỐỒ”ỵẰăQẰỈRỳẰPỐỶẰÌFỶẰ,ÓẰÍÉQẰỐỒỌỠẰỲ*ÌẰỢỐUĨẰ,ĐẰÌDÌẰỢỐQÉPẰỊ?ẰXỐSPÔẰÌỐQẰÔỒDQẰỊ#ÌẰỲMẰỴỒOXẰỴ#ÌẰỴẺPÔẰÌCQỵÁ/XÀÁXẰÌỞCỲỲựẮXảQỊ(ẮÀđỒÒPỳẰẤÂữẰÌỐỒẰXỐỘẰỢỐDỠẰÌỐ;CẰÍÒPỐẰỈCPÔẰỈ%ỮÌẰỴÝÉẰÍÊPÔẰỴỒÓPẰỴỸỒẰÌ=CẰPÔ%ỬỒẰỊỂPẰXỐÉPẰDPỐẰPỐỶẰÌFỶẰÍÉQẰ,ÒẰỲ*ÌẰỢỐUĨẰỢỐÙPÔẰPÔ&PÔẰÔỒCẰỴẺPÔỵẰễÔQĐỒẰÝCỳẰÌỐỒẰXỐỘẰ(ẰỴOẰỴ%ẰPỐỂPẰỴEỒẰsỒÒỴẰễCỠẰÌ$PÔẰỈCPÔẰỈẼỴẰÔỄXẰẴ-ẴỵẤẰỞFPẰỲQẰ,ỰỒẰÌỐỒẰXỐỘẰ(ẰỴOẰỈỒÓỶẰỴÝỖẰVẰÌDÌẰP%ỰÌẰXỐDỴẰỴÝỒỌPẰỲQẰ,ỰỒẰỴỐỶẰPỐGXẰÍỔPỐẰYỶỂPỵẰắỦPÔẰỴỐỬỒỳẰÌỐỒẰXỐỘẰÔỒDQẰỊ#ÌẰÌỐỒOỠẰẲẨ-ẴẲữẰỴƯPÔẰÌỐỒẰXỐỘẰPỶÙỒẰÌQPỳẰPỐỶẰÌFỶẰỐTÌẰỴÝ%ỬPÔẰỴ%Ằ,ĐẰỊỶẰỐTÌẰÔỒCẰỴẺPÔỵÁ/XÀÁXẰÌỞCỲỲựẮXảQỊ(ẮÀồ&ẰỈRỳẰÙPÔẰs$ẰắỔPỐẰ]PỐẰỈ%CẰÝCẰPỐGPẰỈỖPỐỳẰỢỐDÌỐẰỐĐPÔẰÌFPẰÌRẰỲ?ẰÌỐỶHPẰÍỖẰÌDÌẰPÔỶỦPẰỊ?ẰXỐSPÔỳẰÍƯẰỲỶPÔẰỴỐỒOỶẰỐ#ỴẰÍÉQẰỐỒỌỠẰỈỌẰXỐSPÔẰPÔ&CẰÝ=ỒẰÝQẰ,ÓẰỲ*ÌẰỢỐUĨẰÌ$PÔẰPỐ%ẰÌỐỶHPẰÍỖẰYỶ}ẰỐTÌẰ,ỄPẰÌỐQẰÌQPẰÌDỒỵÁ/XÀÁXẰÌỞCỲỲựẮXãCXỴỒQPẮÀÁỒỠÔẰỲỴ(ỞĨựẮ.ỒỊỴỐyẰẲẶẶẶX!ýẰỐĨỒÔỐỴyẰẨẶẦX!ýẮẰỲÝÌựẮ//ỒỵÍCQXỐỶỴỐQỵ,P/PĨ.Ỳ/ẴẴẦẶ/ẲẲẲỊẦẶBẦẨÂÂỴẴẴẦẬỞB-ỠQÌỢỶX-ỒPÕQỵ.ĨÍXẮẰCỞỴựẮảÉQẰỐỒỌỠẰPỐỂPẰỴỐTẰÔỒỸXẰÌỂPẰÍÊPÔẰÝ=ỒẰÝQẰ,ĐẰỞỮỒẰPỐỶGPẮẰ.ỒỊỴỐựẮẲẶẶẶẮẰỐĨỒÔỐỴựẮẨẶẦẮẰ/ÀÁ/XÀÁXẰÌỞCỲỲựẮXãCXỴỒQPẮÀồỐCỠẰÔỒCẰÍÉQẰỐỒỌỠẰPỐỂPẰỴỐTẰỞĐẰXỐ%ỪPÔẰDPẰÔỒỸXẰÌỂPẰÍÊPÔẰÝ=ỒẰÝQẰ,ĐẰỞỮỒẰPỐỶGPÁ/XÀÁXẰÌỞCỲỲựẮXảQỊ(ẮÀsỒÒÌẰỴỐCỠẰÔỒCẰÍÉQẰỐỒỌỠẰÔỒỸXẰPÔ%ỬỒẰỊỂPẰÍÉQẰ,ÒẰỴÝ%ỰÌẰÍỒOPẰỈŨPÔẰỢỐỒẰỊỖÌỐẰ,#Ằ(ẰỴOỳẰÔỒDQẰỊ#ÌẰỈŨỴẰPÔŨỴẰỴẺPÔẰÔỒDỵẰắỂ(ẰÌ$PÔẰỞĐẰỢNPỐẰỈFỶẰỴ%ẰỈ%ỮÌẰỈDPỐẰÔỒDẰCPẰỴQĐPẰỲQẰ,ỰỒẰÌỐ*PÔẰỢỐQDPẰỐC(ẰỴÝDỒẰXỐỒOỶẰỢỐỒẰÌRẰỴỐỌẰÌỂPẰÍÊPÔẰỴỤỴẰÔỒ;CẰỞỮỒẰPỐỶGPẰ,ĐẰÝ=ỒẰÝQỵẰãDÌẰÌÙPÔẰỴ(ẰÍÉQẰỐỒỌỠẰỐỒÒPẰPC(ẰÌ$PÔẰỈCPÔẰỢỐÙPÔẰPÔ&PÔẰỈH(ẰỠEPỐẰ,ỒÒÌẰÌỐỶ(NPẰPÔỐỒÒXẰỐRCẰỢỐỒẰỢỐÙPÔẰÍỖẰỠỂỶẰỴỐỶIPẰỞỮỒẰỘÌỐẰỢỐỒẰỈ%ỮÌẰỞ?CẰÌỐTPẰ=(ẰỴỐDÌẰỈFỶẰỴ%ỵẰắẾÌẰÍỒÒỴỳẰỢỐỒẰệỶGỴẰắFỶẰỴ%ẰềỒPỐẰỊQCPỐẰÍÉQẰỐỒỌỠẰÌRẰỈFỶẰỴ%ẰỴ&ẰẲ/Ẳ/ẴẶẴÂỳẰPÔĐPỐẰÍÉQẰỐỒỌỠẰÌĐPÔẰÌRẰÌỪẰỐŨỒẰÝŨPÔẰỈ%ỬPÔẰXỐDỴẰỴÝỒỌPỵÁ/XÀÁXẰÌỞCỲỲựẮX[ỶỴỐQÝẮÀđỦPÔẰồỐÉQÁ/XÀ
Hồng Thảo